/* Mobile nav toggle */
    
    

    
    
    
    
    

    

    /* ── PAGE HERO ── */
    .ta-page-hero {
      background: var(--navy);
      background-image: radial-gradient(ellipse at 70% 50%, var(--navy-deep) 0%, var(--navy) 60%);
      color: var(--white);
      padding: 72px 40px 80px;
      position: relative;
      overflow: hidden;
    }
    .ta-page-hero::before {
      content: "";
      position: absolute;
      inset: 0;
      background-image:
        radial-gradient(circle at 15% 85%, rgba(201,170,102,0.12) 0%, transparent 45%),
        radial-gradient(circle at 85% 15%, rgba(105,153,152,0.1) 0%, transparent 40%);
      pointer-events: none;
    }
    .ta-page-hero-inner {
      max-width: 860px;
      margin: 0 auto;
      position: relative;
    }
    .ta-page-eyebrow {
      font-size: 12px;
      font-weight: 500;
      letter-spacing: 2.5px;
      text-transform: uppercase;
      color: var(--teal-light);
      margin-bottom: 16px;
      display: flex;
      align-items: center;
      gap: 10px;
    }
    .ta-page-eyebrow::before {
      content: "";
      display: block;
      width: 24px;
      height: 1px;
      background: var(--teal-light);
    }
    .ta-page-hero h1 {
      font-family: "Playfair Display", serif;
      font-size: clamp(28px, 4.5vw, 50px);
      font-weight: 600;
      line-height: 1.2;
      margin-bottom: 20px;
      max-width: 680px;
    }
    .ta-page-hero h1 em {
      font-style: italic;
      color: var(--gold);
    }
    .ta-page-hero-sub {
      font-size: 17px;
      color: rgba(255,255,255,0.8);
      max-width: 580px;
      font-weight: 300;
      line-height: 1.7;
    }

    /* ── MAIN CONTENT ── */
    .ta-content-wrap {
      max-width: 860px;
      margin: 0 auto;
      padding: 72px 40px;
    }

    .ta-content-lead {
      font-family: "Playfair Display", serif;
      font-size: clamp(18px, 2.2vw, 22px);
      color: var(--navy);
      line-height: 1.65;
      margin-bottom: 40px;
      padding-bottom: 40px;
      border-bottom: 1px solid var(--border);
    }

    .ta-content-body p {
      font-size: 16.5px;
      color: var(--mid);
      line-height: 1.75;
      margin-bottom: 20px;
    }

    /* ── PHOTO BLOCK ── */
    .ta-photo-block {
      margin: 48px 0;
      border-radius: 16px;
      overflow: hidden;
      position: relative;
    }
    .ta-photo-block img {
      width: 100%;
      height: 380px;
      object-fit: cover;
      display: block;
    }
    .ta-photo-caption {
      position: absolute;
      bottom: 0;
      left: 0;
      right: 0;
      background: linear-gradient(transparent, rgba(11,72,103,0.75));
      padding: 40px 28px 20px;
      color: rgba(255,255,255,0.85);
      font-size: 14px;
      font-style: italic;
      font-family: "Playfair Display", serif;
    }

    /* ── HOW WE HELP CARDS ── */
    .ta-help-section {
      background: var(--off-white);
      padding: 72px 40px;
      border-top: 1px solid var(--border);
    }
    .ta-help-inner {
      max-width: 860px;
      margin: 0 auto;
    }
    .ta-section-label {
      font-size: 12px;
      font-weight: 500;
      letter-spacing: 2.5px;
      text-transform: uppercase;
      color: var(--gold);
      margin-bottom: 12px;
      display: flex;
      align-items: center;
      gap: 10px;
    }
    .ta-section-label::before {
      content: "";
      display: block;
      width: 24px;
      height: 1px;
      background: var(--gold);
    }
    .ta-help-title {
      font-family: "Playfair Display", serif;
      font-size: clamp(22px, 3vw, 30px);
      font-weight: 600;
      color: var(--charcoal);
      margin-bottom: 40px;
      max-width: 560px;
      line-height: 1.3;
    }
    .ta-help-grid {
      display: grid;
      grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
      gap: 20px;
    }
    .ta-help-card {
      background: var(--white);
      border: 1px solid var(--border);
      border-radius: 12px;
      padding: 28px 24px;
      transition: box-shadow 0.2s, transform 0.2s;
    }
    .ta-help-card:hover {
      box-shadow: 0 6px 24px rgba(11,72,103,0.1);
      transform: translateY(-2px);
    }
    .ta-help-icon {
      font-size: 24px;
      margin-bottom: 14px;
      display: block;
    }
    .ta-help-card h3 {
      font-family: "Playfair Display", serif;
      font-size: 17px;
      font-weight: 600;
      color: var(--navy);
      margin-bottom: 8px;
    }
    .ta-help-card p {
      font-size: 14.5px;
      color: var(--mid);
      line-height: 1.6;
    }

    /* ── INVOICE NOTE ── */
    .ta-invoice-box {
      max-width: 780px;
      margin: 16px auto 0;
      padding: 16px 24px;
      background: var(--white);
      border: 2px solid var(--border);
      border-radius: 16px;
      box-sizing: border-box;
    }
    .ta-invoice-box p { font-size: 14.5px; color: var(--mid); margin: 0; line-height: 1.5; }
    .ta-invoice-box a { color: var(--charcoal); font-weight: 700; text-decoration: underline; text-underline-offset: 3px; transition: color 0.15s; }
    .ta-invoice-box a:hover { color: var(--teal); }

    /* ── CTA BAND ── */
    .ta-cta-band {
      background: var(--teal-pale);
      border-top: 1px solid var(--border);
      border-bottom: 1px solid var(--border);
      padding: 56px 40px;
      text-align: center;
    }
    .ta-cta-band h2 {
      font-family: "Playfair Display", serif;
      font-size: clamp(20px, 3vw, 28px);
      font-weight: 600;
      color: var(--navy);
      margin-bottom: 12px;
    }
    .ta-cta-band p {
      font-size: 16px;
      color: var(--mid);
      max-width: 480px;
      margin: 0 auto 28px;
    }
    .ta-cta-buttons {
      display: flex;
      justify-content: center;
      gap: 14px;
      flex-wrap: wrap;
    }
    .ta-btn-primary {
      background: var(--navy);
      color: var(--white);
      padding: 13px 28px;
      border-radius: 8px;
      font-weight: 600;
      font-size: 14px;
      text-decoration: none;
      transition: background 0.2s;
    }
    .ta-btn-primary:hover { background: var(--navy-deep); }
    .ta-btn-secondary {
      background: transparent;
      color: var(--navy);
      border: 2px solid var(--navy);
      padding: 11px 28px;
      border-radius: 8px;
      font-weight: 600;
      font-size: 14px;
      text-decoration: none;
      transition: background 0.2s;
    }
    .ta-btn-secondary:hover { background: var(--navy-pale); }

    /* ── FOOTER PHOTO BAND ── */
    .ta-footer-photo {
      position: relative;
      height: 320px;
      overflow: hidden;
    }
    .ta-footer-photo img {
      width: 100%;
      height: 100%;
      object-fit: cover;
      object-position: center 30%;
      display: block;
      filter: brightness(0.55);
    }
    .ta-footer-photo-text {
      position: absolute;
      inset: 0;
      display: flex;
      align-items: center;
      justify-content: center;
      text-align: center;
      padding: 24px;
    }
    .ta-footer-photo-text blockquote {
      font-family: "Playfair Display", serif;
      font-size: clamp(18px, 2.8vw, 28px);
      font-style: italic;
      font-weight: 400;
      color: var(--white);
      max-width: 700px;
      line-height: 1.5;
    }
    .ta-footer-photo-text blockquote cite {
      display: block;
      font-family: "DM Sans", sans-serif;
      font-style: normal;
      font-size: 14px;
      font-weight: 500;
      color: var(--gold);
      margin-top: 16px;
      letter-spacing: 0.5px;
    }

    /* ── FOOTER ── */
    
    .ta-footer-grid {
      max-width: 960px;
      margin: 0 auto;
      display: grid;
      grid-template-columns: 2fr 1fr 1fr;
      gap: 48px;
      padding-bottom: 40px;
      border-bottom: 1px solid rgba(255,255,255,0.1);
    }
    @media (max-width: 680px) {
      .ta-footer-grid { grid-template-columns: 1fr; gap: 32px; }
    }
    
    
    .ta-footer-col h4 {
      font-size: 12px;
      font-weight: 600;
      letter-spacing: 1.5px;
      text-transform: uppercase;
      color: var(--gold);
      margin-bottom: 16px;
    }
    .ta-footer-col ul { list-style: none; }
    .ta-footer-col ul li { margin-bottom: 8px; }
    .ta-footer-col ul li a {
      font-size: 14px;
      color: rgba(255,255,255,0.6);
      text-decoration: none;
      transition: color 0.15s;
    }
    .ta-footer-col ul li a:hover { color: var(--white); }
    .ta-footer-contact p {
      font-size: 14px;
      color: rgba(255,255,255,0.6);
      margin-bottom: 6px;
      line-height: 1.6;
    }
    .ta-footer-contact a {
      color: var(--teal-light);
      text-decoration: none;
    }
    .ta-footer-contact a:hover { text-decoration: underline; }
    .ta-footer-contact strong { color: rgba(255,255,255,0.85); }
    
    
    .ta-footer-legal {
      display: flex;
      gap: 16px;
      flex-wrap: wrap;
    }
    .ta-footer-legal a {
      font-size: 12px;
      color: rgba(255,255,255,0.35);
      text-decoration: none;
      transition: color 0.15s;
    }
    .ta-footer-legal a:hover { color: rgba(255,255,255,0.7); }

    @media (max-width: 600px) {
      .ta-page-hero { padding: 48px 20px 56px; }
      .ta-content-wrap { padding: 48px 20px; }
      .ta-help-section { padding: 56px 20px; }
      .ta-cta-band { padding: 48px 20px; }
      
      
    }
  

    /* Footer wordmark */
    

  0,600;1,400&family=DM+Sans:wght@300;400;500;600&display=swap"[bad string]

  .ta-membership-wrap * {
    box-sizing: border-box;
    margin: 0;
    padding: 0;
  }

  .ta-membership-wrap {
    --navy: #0b4867;
    --navy-deep: #083650;
    --navy-pale: #e8f1f6;
    --teal: #699998;
    --teal-light: #85aeae;
    --teal-pale: #eef4f4;
    --gold: #c9aa66;
    --charcoal: #1a2a35;
    --mid: #3d5a68;
    --soft: #7a9aaa;
    --white: #ffffff;
    --off-white: #f7fafc;
    --border: #cddde6;
    font-family: "DM Sans", sans-serif;
    color: var(--charcoal);
    line-height: 1.6;
  }

  /* ── HERO ── */
  .ta-hero {
    background: var(--navy);
    background-image: radial-gradient(ellipse at 70% 50%, var(--navy-deep) 0%, var(--navy) 60%);
    color: var(--white);
    padding: 64px 24px 72px;
    text-align: center;
    position: relative;
    overflow: hidden;
  }
  .ta-hero::before {
    content: "";
    position: absolute;
    inset: 0;
    background-image: radial-gradient(circle at 20% 80%, rgba(201,170,102,0.15) 0%, transparent 50%),
                      radial-gradient(circle at 80% 20%, rgba(105,153,152,0.12) 0%, transparent 40%);
    pointer-events: none;
  }
  .ta-hero-eyebrow {
    font-weight: 500;
    font-size: 13px;
    letter-spacing: 2px;
    text-transform: uppercase;
    color: var(--teal-light);
    margin-bottom: 16px;
  }
  .ta-hero h1 {
    font-family: "Playfair Display", serif;
    font-weight: 600;
    line-height: 1.25;
    margin-bottom: 20px;
  }
  .ta-hero h1 .h1-line {
    display: block;
    font-size: clamp(14px, 3.6vw, 48px);
    white-space: nowrap;
  }
  .ta-hero h1 em {
    font-style: italic;
    color: var(--gold);
  }
  .ta-hero-sub {
    font-size: 18px;
    color: rgba(255,255,255,0.82);
    max-width: 580px;
    margin: 0 auto 32px;
    font-weight: 300;
  }
  .ta-hero-stat-row {
    display: flex;
    justify-content: center;
    gap: 40px;
    flex-wrap: wrap;
    margin-top: 40px;
    padding-top: 40px;
    border-top: 1px solid rgba(255,255,255,0.15);
  }
  .ta-stat { text-align: center; }
  .ta-stat-num {
    font-family: "Playfair Display", serif;
    font-size: 32px;
    font-weight: 600;
    color: var(--gold);
    display: block;
  }
  .ta-stat-label {
    font-size: 13px;
    color: rgba(255,255,255,0.65);
  }

  /* ── INTRO ── */
  .ta-intro {
    background: var(--off-white);
    padding: 60px 24px;
    text-align: center;
    overflow: hidden;
  }
  .ta-intro-inner {
    max-width: 960px;
    margin: 0 auto;
  }
  .ta-intro h2 {
    font-family: "Playfair Display", serif;
    font-size: clamp(13px, 2.8vw, 34px);
    font-weight: 600;
    color: var(--navy);
    margin-bottom: 20px;
    white-space: nowrap;
  }
  .ta-intro p {
    font-size: 17px;
    color: var(--mid);
    margin-bottom: 12px;
    max-width: 680px;
    margin-left: auto;
    margin-right: auto;
  }

  /* ── BENEFITS ── */
  .ta-benefits {
    background: var(--white);
    padding: 64px 24px;
  }
  .ta-benefits-inner {
    max-width: 900px;
    margin: 0 auto;
  }
  .ta-section-label {
    text-align: center;
    font-size: 13px;
    font-weight: 500;
    letter-spacing: 2px;
    text-transform: uppercase;
    color: var(--gold);
    margin-bottom: 12px;
  }
  .ta-section-title {
    font-family: "Playfair Display", serif;
    font-size: clamp(20px, 3vw, 30px);
    font-weight: 600;
    color: var(--charcoal);
    text-align: center;
    margin-bottom: 48px;
    line-height: 1.35;
  }
  .ta-benefit-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
    gap: 24px;
  }
  .ta-benefit-card {
    background: var(--off-white);
    border: 1px solid var(--border);
    border-radius: 12px;
    padding: 32px 28px;
    transition: box-shadow 0.2s ease, transform 0.2s ease;
  }
  .ta-benefit-card:hover {
    box-shadow: 0 8px 32px rgba(11,72,103,0.12);
    transform: translateY(-2px);
  }
  .ta-benefit-icon {
    width: 48px;
    height: 48px;
    background: var(--navy-pale);
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 20px;
    font-size: 22px;
  }
  .ta-benefit-card h3 {
    font-family: "Playfair Display", serif;
    font-size: 18px;
    font-weight: 600;
    color: var(--navy);
    margin-bottom: 10px;
  }
  .ta-benefit-card p {
    font-size: 15.5px;
    color: var(--mid);
    line-height: 1.65;
  }

  /* ── POLICY LIBRARY BLOCK ── */
  .ta-library {
    background: var(--navy);
    padding: 72px 24px;
    color: var(--white);
  }
  .ta-library-inner {
    max-width: 900px;
    margin: 0 auto;
  }
  .ta-library .ta-section-label {
    color: var(--gold);
  }
  .ta-library h2 {
    font-family: "Playfair Display", serif;
    font-size: clamp(22px, 3.5vw, 34px);
    font-weight: 600;
    color: var(--white);
    margin-bottom: 32px;
    line-height: 1.3;
  }
  .ta-library-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 48px;
    align-items: start;
  }
  @media (max-width: 660px) {
    .ta-library-grid { grid-template-columns: 1fr; gap: 32px; }
  }
  .ta-library-body p {
    font-size: 16px;
    color: rgba(255,255,255,0.82);
    margin-bottom: 16px;
    line-height: 1.7;
  }
  .ta-library-body p:last-child { margin-bottom: 0; }
  .ta-library-stats {
    display: flex;
    flex-direction: column;
    gap: 20px;
  }
  .ta-lib-stat {
    background: rgba(255,255,255,0.07);
    border: 1px solid rgba(255,255,255,0.12);
    border-radius: 12px;
    padding: 20px 24px;
  }
  .ta-lib-stat-num {
    font-family: "Playfair Display", serif;
    font-size: 36px;
    font-weight: 600;
    color: var(--gold);
    display: block;
    line-height: 1;
    margin-bottom: 6px;
  }
  .ta-lib-stat-label {
    font-size: 14px;
    color: rgba(255,255,255,0.7);
    line-height: 1.5;
  }
  .ta-library-areas {
    display: flex;
    gap: 10px;
    flex-wrap: wrap;
    margin-top: 20px;
  }
  .ta-area-pill {
    background: rgba(105,153,152,0.25);
    border: 1px solid rgba(105,153,152,0.4);
    color: var(--teal-light);
    font-size: 13px;
    font-weight: 500;
    padding: 5px 14px;
    border-radius: 20px;
  }

  /* ── PRICING ── */
  /* ── PRICING ── */
    .pricing-section { background: var(--off-white); padding: 80px 40px; }
    .pricing-inner { max-width: 960px; margin: 0 auto; }
    .ta-pricing-toggle { display: flex; justify-content: center; margin-bottom: 48px; }
    .ta-toggle-btn { padding: 10px 28px; border: 2px solid var(--navy); background: transparent; color: var(--navy); font-family: "DM Sans", sans-serif; font-size: 14px; font-weight: 600; cursor: pointer; transition: all 0.15s; }
    .ta-toggle-btn:first-child { border-radius: 8px 0 0 8px; border-right: 1px solid var(--navy); }
    .ta-toggle-btn:last-child { border-radius: 0 8px 8px 0; border-left: 1px solid var(--navy); }
    .ta-toggle-btn.active { background: var(--navy); color: var(--white); }
    .ta-save-badge { display: inline-block; background: var(--gold); color: var(--navy-deep); font-size: 10px; font-weight: 700; letter-spacing: 0.5px; padding: 2px 7px; border-radius: 20px; margin-left: 4px; }
    .ta-plan-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 28px; align-items: stretch; max-width: 780px; margin: 0 auto; }
    .ta-monthly-prices { display: none; }
    .ta-annual-prices { display: none; }
    .ta-monthly-prices.visible { display: grid !important; }
    .ta-annual-prices.visible { display: grid !important; }
    .ta-plan { border: 2px solid var(--border); border-radius: 16px; overflow: hidden; background: var(--white); transition: box-shadow 0.2s; display: flex; flex-direction: column; position: relative; }
    .ta-plan:hover { box-shadow: 0 12px 40px rgba(11,72,103,0.12); }
    .ta-plan.featured { border-color: var(--navy); background: var(--white); }
    .ta-plan-badge {
      background: var(--navy); color: var(--white);
      font-size: 10px; font-weight: 700; letter-spacing: 1px; text-transform: uppercase;
      padding: 5px 14px; border-radius: 0 14px 0 8px;
      position: absolute; top: 0; right: 0;
    }
    .ta-plan-header { padding: 28px 28px 20px; background: var(--white); border-bottom: 1px solid var(--border); }
    .ta-plan.featured .ta-plan.featured .ta-plan-header { background: var(--navy-pale); border-bottom-color: var(--border); padding-top: 28px; } .connect-plan .ta-plan-header { background: var(--navy-pale); }
    .ta-plan-name { font-family: "Playfair Display", serif; font-size: 22px; font-weight: 600; color: var(--charcoal); margin-bottom: 8px; } .ta-plan.featured .ta-plan-name { color: var(--charcoal); }
    .ta-plan-price { display: flex; align-items: baseline; gap: 4px; }
    .ta-plan-amount { font-family: "Playfair Display", serif; font-size: 38px; font-weight: 600; color: var(--navy); } .ta-plan.featured .ta-plan-amount { color: var(--navy); }
    .ta-plan-period { font-size: 15px; color: var(--soft); } .ta-plan.featured .ta-plan-period { color: var(--soft); }
    .ta-plan-desc { font-size: 14px; color: var(--mid); margin-top: 8px; line-height: 1.5; } .ta-plan.featured .ta-plan-desc { color: var(--mid); }
    .ta-plan-body { padding: 24px 28px 28px; display: flex; flex-direction: column; flex: 1; } .ta-plan.featured .ta-plan-body { background: var(--white); }
    .ta-plan-price-row { display: flex; align-items: baseline; gap: 10px; flex-wrap: wrap; }
    .ta-plan-amount-was { font-family: "Playfair Display", serif; font-size: 24px; font-weight: 400; color: var(--soft); text-decoration: line-through; }
    .ta-feature-list { list-style: none; margin-bottom: 24px; flex: 1; }
    .ta-feature-list li { font-size: 14.5px; color: var(--mid); padding: 7px 0; border-bottom: 1px solid var(--border); display: flex; align-items: flex-start; gap: 10px; line-height: 1.5; } .ta-plan.featured .ta-feature-list li { color: var(--mid); border-bottom-color: var(--border); }
    .ta-feature-list li:last-child { border-bottom: none; }
    .ta-check { color: var(--teal); font-size: 15px; flex-shrink: 0; margin-top: 1px; font-weight: 700; }
    .ta-plan.featured .ta-check { color: var(--teal-light); }
    .ta-cta-btn { display: block; width: 100%; padding: 14px; text-align: center; border-radius: 8px; font-family: "DM Sans", sans-serif; font-size: 15px; font-weight: 600; text-decoration: none; transition: all 0.15s; }
    .ta-cta-btn.primary { background: var(--navy); color: var(--white); border-radius: 8px; }
    .ta-cta-btn.primary:hover { background: var(--navy-deep); color: var(--white); }
    .ta-cta-btn.secondary { background: transparent; color: var(--navy); border: 2px solid var(--navy); }
    .ta-cta-btn.secondary:hover { background: var(--navy-pale); }
    .pricing-gift-aid-note { background: var(--gold-pale); border: 1px solid rgba(201,170,102,0.35); border-radius: 8px; padding: 1rem 1.5rem; text-align: center; margin-bottom: 2.5rem; font-size: 0.88rem; color: var(--gold-dark); }
    .pricing-gift-aid-note strong { color: var(--navy); }

    
    .insight-plan { border-color: var(--gold) !important; }
    .insight-plan .ta-plan-header { background: var(--gold-pale); }
    .insight-plan .ta-plan-amount { color: var(--gold-dark); }
    .connect-plan .ta-plan-header { background: var(--navy-pale); }

    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    

  
    /* ── COMPARISON ── */
    .comparison-section { background: var(--off-white); padding: 80px 40px; border-top: 1px solid var(--border); }
    .comparison-inner { max-width: 1000px; margin: 0 auto; }
    .comparison-head { text-align: center; margin-bottom: 2.5rem; }
    .comparison-eyebrow { font-size: 0.72rem; font-weight: 700; letter-spacing: 0.15em; text-transform: uppercase; color: var(--gold); margin-bottom: 0.75rem; display: block; }
    .comparison-head h2 { font-family: "Playfair Display", serif; font-size: clamp(1.5rem, 2.5vw, 2rem); font-weight: 600; color: var(--navy); margin-bottom: 1rem; }
    .comparison-head h2 em { font-style: italic; color: var(--teal); }
    .comparison-intro { font-size: 0.97rem; color: var(--text); line-height: 1.8; max-width: 720px; margin: 0 auto; }
    .comparison-intro strong { color: var(--navy); }

    .comparison-table-wrap { overflow-x: auto; margin: 2.5rem 0; border-radius: 12px; border: 1px solid var(--border); box-shadow: 0 4px 24px rgba(11,72,103,0.07); }
    .comparison-table { width: 100%; border-collapse: collapse; background: var(--white); }
    .comparison-table thead th { padding: 1.25rem 1.5rem; text-align: left; border-bottom: 2px solid var(--border); vertical-align: bottom; }
    .comparison-feature-col { width: 34%; background: var(--white); }
    .comparison-ta-col { width: 33%; background: var(--navy-pale); }
    .comparison-ncvo-col { width: 33%; background: var(--white); }
    .comparison-logo-text { display: block; font-family: "Playfair Display", serif; font-size: 1.1rem; font-weight: 600; color: var(--navy); margin-bottom: 0.25rem; }
    .comparison-logo-text.ncvo { color: var(--text-muted); }
    .comparison-plan { font-size: 0.78rem; color: var(--text-muted); font-weight: 400; }

    .comparison-row td { padding: 1rem 1.5rem; border-bottom: 1px solid var(--border); vertical-align: top; }
    .comparison-row:last-child td { border-bottom: none; }
    .comparison-row.highlight td { background: rgba(11,72,103,0.02); }
    .comparison-row.highlight .comparison-ta { background: rgba(11,72,103,0.04); }

    .comparison-feature strong { display: block; font-size: 0.92rem; font-weight: 600; color: var(--navy); margin-bottom: 0.2rem; }
    .comparison-feature span { font-size: 0.8rem; color: var(--text-muted); }

    .comparison-ta { background: rgba(105,153,152,0.04); }
    .comparison-ta, .comparison-ncvo { vertical-align: top; }

    .comp-yes { display: inline-block; width: 22px; height: 22px; background: var(--teal); color: var(--white); border-radius: 50%; text-align: center; line-height: 22px; font-size: 0.75rem; font-weight: 700; margin-bottom: 0.4rem; }
    .comp-no { display: inline-block; width: 22px; height: 22px; background: #e0e0e0; color: var(--text-muted); border-radius: 50%; text-align: center; line-height: 22px; font-size: 0.8rem; font-weight: 700; margin-bottom: 0.4rem; }
    .comp-limited { display: inline-block; width: 22px; height: 22px; background: rgba(201,170,102,0.25); color: var(--gold-dark); border-radius: 50%; text-align: center; line-height: 22px; font-size: 0.85rem; font-weight: 700; margin-bottom: 0.4rem; }
    .comp-detail { display: block; font-size: 0.85rem; color: var(--text); line-height: 1.5; }

    .comparison-footer { display: flex; align-items: center; justify-content: space-between; gap: 2rem; flex-wrap: wrap; padding-top: 1.5rem; border-top: 1px solid var(--border); }
    .comparison-disclaimer { font-size: 0.78rem; color: var(--text-muted); line-height: 1.6; max-width: 600px; font-style: italic; }
    .comparison-cta { display: inline-block; background: var(--navy); color: var(--white); padding: 0.85rem 1.75rem; border-radius: 6px; text-decoration: none; font-weight: 600; font-size: 0.9rem; white-space: nowrap; transition: background 0.15s; flex-shrink: 0; }
    .comparison-cta:hover { background: var(--teal); }

    @media (max-width: 700px) {
      .comparison-section { padding: 60px 16px; }
      .comparison-table thead th, .comparison-row td { padding: 0.75rem 0.9rem; }
      .comparison-footer { flex-direction: column; }
    }

    /* ── FOOTER CTA ── */
  .ta-footer-cta {
    background: var(--teal);
    color: var(--white);
    text-align: center;
    padding: 64px 24px;
  }
  .ta-footer-cta h2 {
    font-family: "Playfair Display", serif;
    font-size: clamp(22px, 3.5vw, 32px);
    margin-bottom: 16px;
  }
  .ta-footer-cta p {
    font-size: 17px;
    color: rgba(255,255,255,0.7);
    max-width: 480px;
    margin: 0 auto 32px;
  }
  .ta-cta-gold {
    display: inline-block;
    padding: 14px 36px;
    background: var(--gold);
    color: var(--white);
    text-decoration: none;
    border-radius: 8px;
    font-weight: 600;
    font-size: 15px;
    transition: background 0.2s;
  }
  .ta-cta-gold:hover { background: #b8943a; }
  .ta-contact-details {
    margin-top: 24px;
    font-size: 15px;
    color: rgba(255,255,255,0.5);
    line-height: 1.9;
  }
  .ta-contact-details strong { color: rgba(255,255,255,0.85); }
  .ta-contact-details a {
    color: var(--white);
    text-decoration: none;
  }
  .ta-contact-details a:hover { text-decoration: none; }

  
    /* ── HEADER / NAV ── */
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    

  /* ── FAQ ── */
    .faq-section { background: var(--navy); padding: 80px 40px; }
    .faq-inner { max-width: 760px; margin: 0 auto; }
    .faq-head { text-align: center; margin-bottom: 2.5rem; }
    .faq-head h2 { font-family: "Playfair Display", serif; font-size: clamp(1.5rem, 2.5vw, 2rem); font-weight: 600; color: var(--white); margin-bottom: 0.4rem; }
    .faq-head p { font-size: 0.95rem; color: rgba(255,255,255,0.6); }
    .home-faq-item { background: var(--white); border: 1px solid var(--border); border-radius: 8px; margin-bottom: 8px; overflow: hidden; transition: box-shadow 0.2s; }
    .home-faq-item.open { box-shadow: 0 4px 20px rgba(11,72,103,0.09); border-color: var(--teal); }
    .home-faq-q { width: 100%; display: flex; align-items: center; justify-content: space-between; gap: 1rem; padding: 1.1rem 1.25rem; background: none; border: none; cursor: pointer; text-align: left; transition: background 0.15s; }
    .home-faq-q:hover { background: var(--off-white); }
    .home-faq-item.open .home-faq-q { background: var(--navy-pale); }
    .home-faq-q span:first-child { font-size: 0.97rem; font-weight: 600; color: var(--navy); line-height: 1.4; }
    .home-faq-icon { font-size: 1.3rem; color: var(--teal); flex-shrink: 0; transition: transform 0.25s; }
    .home-faq-item.open .home-faq-icon { transform: rotate(45deg); }
    .home-faq-a { display: none; max-height: 0; overflow: hidden; opacity: 0; }
    .home-faq-item.open .home-faq-a { display: block; opacity: 1; max-height: 600px; }
    .home-faq-a-inner { padding: 0 1.25rem 1.25rem; font-size: 0.94rem; color: var(--text); line-height: 1.8; }
    .faq-footer { text-align: center; margin-top: 2rem; }
    .faq-footer a { color: var(--teal-light); font-weight: 600; text-decoration: none; font-size: 0.95rem; }
    .faq-footer a:hover { text-decoration: underline; }