:root {
    --navy: #0b4867; --navy-deep: #083650; --navy-pale: #e8f1f6;
    --teal: #699998; --teal-light: #85aeae; --teal-pale: #eef4f4;
    --gold: #c9aa66; --gold-dark: #b8943a;
    --white: #ffffff; --off-white: #f7fafc; --border: #cddde6;
    --text: #2d3748; --text-muted: #5a6a7a;
  }
  *, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
  body { font-family: 'DM Sans', sans-serif; color: var(--text); background: var(--off-white); }

  /* Hero */
  .ta-page-hero { background: var(--navy); background-image: radial-gradient(ellipse at 70% 50%, var(--navy-deep) 0%, var(--navy) 60%); color: var(--white); padding: 72px 40px 80px; position: relative; overflow: hidden; text-align: center; }
  .ta-page-hero::before { content: ""; position: absolute; inset: 0; background-image: radial-gradient(circle at 15% 85%, rgba(201,170,102,0.12) 0%, transparent 45%), radial-gradient(circle at 85% 15%, rgba(105,153,152,0.1) 0%, transparent 40%); pointer-events: none; }
  .ta-page-hero-inner { max-width: 680px; margin: 0 auto; position: relative; }
  .ta-page-eyebrow { font-size: 0.75rem; font-weight: 700; letter-spacing: 0.15em; text-transform: uppercase; color: var(--gold); margin-bottom: 1rem; display: block; }
  .ta-page-hero h1 { font-family: "Playfair Display", serif; font-size: clamp(28px, 4vw, 46px); font-weight: 600; line-height: 1.2; margin-bottom: 20px; color: var(--white); }
  .ta-page-hero h1 em { font-style: italic; color: var(--gold); }
  .ta-page-hero-sub { font-size: 16px; color: rgba(255,255,255,0.8); font-weight: 300; line-height: 1.75; max-width: 580px; margin: 0 auto; }

  /* Page layout */
  .page-body { max-width: 1100px; margin: 0 auto; padding: 72px 40px 80px; display: grid; grid-template-columns: 1fr 380px; gap: 5rem; align-items: start; }
  .page-content h2 { font-family: "Playfair Display", serif; font-size: 1.25rem; font-weight: 600; color: var(--navy); margin: 2rem 0 0.75rem; padding-top: 2rem; border-top: 1px solid var(--border); }
  .page-content p { font-size: 0.97rem; line-height: 1.85; color: var(--text); margin-bottom: 1rem; }
  .page-content a { color: var(--teal); text-decoration: none; font-weight: 500; }

  /* Fee table */
  .ga-fee-table { margin: 1.75rem 0 2rem; }
  .ga-fee-table__axis-wrap { display: flex; flex-direction: column; }
  .ga-fee-table__table-row { display: flex; align-items: stretch; }
  .ga-fee-table__y-label { display: flex; align-items: center; justify-content: center; width: 20px; flex-shrink: 0; margin-right: 4px; }
  .ga-fee-table__y-label span { writing-mode: vertical-rl; transform: rotate(180deg); font-size: 0.62rem; font-weight: 700; color: var(--navy); text-transform: uppercase; letter-spacing: 0.12em; }
  .ga-fee-table__grid { flex: 1; display: grid; grid-template-rows: auto 1fr; }
  .ga-fee-table__rates-note { font-size: 0.72rem; color: var(--text-muted); margin-bottom: 0.5rem; margin-left: 24px; }
  .ga-fee-table__col-headers { display: grid; grid-template-columns: 88px repeat(3, 1fr); }
  .ga-fee-table__corner { background: var(--navy-pale); border: 1px solid var(--border); border-top: none; border-radius: 0 0 0 6px; }
  .ga-fee-table__col-header { background: var(--navy); color: var(--white); border: 1px solid var(--navy-deep); border-top: none; border-left: none; padding: 11px 8px; text-align: center; font-size: 0.68rem; font-weight: 600; text-transform: uppercase; letter-spacing: 0.08em; line-height: 1.5; }
  .ga-fee-table__col-header:last-child { border-radius: 0 0 6px 0; }
  .ga-fee-table__matrix { display: grid; grid-template-columns: 88px repeat(3, 1fr); grid-template-rows: repeat(4, 90px); border: 1px solid var(--border); border-radius: 6px 6px 0 0; overflow: hidden; box-shadow: 0 2px 16px rgba(11,72,103,0.09); }
  .ga-fee-table__row-header { background: var(--navy); color: var(--white); border-right: 1px solid rgba(255,255,255,0.15); border-bottom: 1px solid rgba(255,255,255,0.12); display: flex; align-items: center; justify-content: center; padding: 8px; text-align: center; font-size: 0.65rem; font-weight: 600; text-transform: uppercase; letter-spacing: 0.08em; line-height: 1.6; }
  .ga-fee-table__row-header:last-of-type { border-bottom: none; }
  .ga-fee-table__cell { border-right: 1px solid var(--border); border-bottom: 1px solid var(--border); padding: 12px 14px; display: flex; flex-direction: column; justify-content: center; gap: 4px; transition: background 0.15s; }
  .ga-fee-table__cell:hover { background: var(--navy-pale) !important; }
  .ga-fee-table__cell:nth-child(4n) { border-right: none; }
  .ga-fee-table__cell:nth-last-child(-n+3) { border-bottom: none; }
  .ga-fee-table__cell--new  { background: #fcfefe; }
  .ga-fee-table__cell--low  { background: var(--white); }
  .ga-fee-table__cell--mid  { background: #f2f7fb; }
  .ga-fee-table__cell--high { background: #e9f2f8; border-top: 2px solid var(--gold); padding-top: 10px; }
  .ga-fee-table__range { font-size: 0.6rem; font-weight: 600; color: var(--text-muted); text-transform: uppercase; letter-spacing: 0.08em; }
  .ga-fee-table__fee { font-family: "Playfair Display", serif; font-size: 1.45rem; font-weight: 600; color: var(--navy); line-height: 1; }
  .ga-fee-table__note { font-size: 0.62rem; color: var(--teal); font-weight: 500; }
  .ga-fee-table__x-label { display: flex; align-items: center; justify-content: center; padding-top: 8px; margin-left: 24px; }
  .ga-fee-table__x-label span { font-size: 0.62rem; font-weight: 700; color: var(--navy); text-transform: uppercase; letter-spacing: 0.12em; }
  .ga-fee-table__footer { margin-top: 12px; display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 10px; padding-top: 12px; border-top: 1px solid var(--border); }
  .ga-fee-table__legend { display: flex; gap: 14px; flex-wrap: wrap; }
  .ga-fee-table__legend-item { display: flex; align-items: center; gap: 5px; font-size: 0.63rem; color: var(--text-muted); }
  .ga-fee-table__swatch { width: 10px; height: 10px; border-radius: 2px; border: 1px solid var(--border); flex-shrink: 0; }
  .ga-fee-table__swatch--high { background: #e9f2f8; border-color: var(--gold); }
  .ga-fee-table__swatch--mid  { background: #f2f7fb; }
  .ga-fee-table__swatch--low  { background: var(--white); }
  .ga-fee-table__swatch--new  { background: #fcfefe; }
  .ga-fee-table__vat-note { font-size: 0.62rem; color: var(--text-muted); font-style: italic; }

  /* Sidebar */
  .page-sidebar { position: sticky; top: 120px; }
  .sidebar-card { background: var(--off-white); border: 1px solid var(--border); border-radius: 12px; padding: 2rem; }
  .sidebar-card h3 { font-family: "Playfair Display", serif; font-size: 1.15rem; font-weight: 600; color: var(--navy); margin-bottom: 0.5rem; }
  .sidebar-intro { font-size: 0.93rem; color: var(--text-muted); line-height: 1.7; margin-bottom: 1.5rem; }
  .sidebar-intro a { color: var(--teal); text-decoration: none; font-weight: 500; }
  .form-group { margin-bottom: 1rem; }
  .form-group input, .form-group textarea { width: 100%; padding: 0.7rem 0.9rem; border: 1px solid var(--border); border-radius: 6px; font-size: 0.93rem; font-family: inherit; color: var(--text); background: var(--white); outline: none; transition: border-color 0.2s; }
  .form-group input:focus, .form-group textarea:focus { border-color: var(--teal); }
  .form-group textarea { resize: vertical; }
  .btn-submit { width: 100%; background: var(--gold); color: var(--navy-deep); padding: 0.85rem; border: none; border-radius: 6px; font-weight: 600; font-size: 0.97rem; font-family: inherit; cursor: pointer; transition: background 0.15s; }
  .btn-submit:hover { background: var(--gold-dark); color: var(--white); }

  /* Responsive */
  @media (max-width: 860px) { .page-body { grid-template-columns: 1fr; gap: 3rem; } .page-sidebar { position: static; } }
  @media (max-width: 600px) {
    .page-body { padding: 48px 20px 60px; }
    .ga-fee-table__col-header, .ga-fee-table__row-header { font-size: 0.58rem; padding: 7px 4px; }
    .ga-fee-table__fee { font-size: 1.15rem; }
    .ga-fee-table__cell { padding: 8px 6px; }
    .ga-fee-table__matrix { grid-template-columns: 72px repeat(3, 1fr); grid-template-rows: repeat(4, 80px); }
    .ga-fee-table__col-headers { grid-template-columns: 72px repeat(3, 1fr); }
  }